I am working on getting my vehicle repaired after my accident and impaired charge/conviction.  It has now been just over a year since the accident and I am eligible for the new program in Ontario which would allow me a reduced suspension if I can install an ignition interlock device in a vehicle and have it insured.  Unfortunately for me, the cost of fixing my vehicle is going to be about $8,000.00. Of course, I could just get rid of the vehicle for scrap but the problem is I have another 4 years of a loan to pay off on it. Because of an impaired conviction, the insurance company that I had will not cover the damages to the vehicle or the loan.

I contacted my insurance broker to get a quote on what it would cost me to get insurance. He recommended that I call “Easy Insurance” at 866-388-3034 or Powell Insurance at 888-378-2223.

My first call was to Easy Insurance and I spoke with a broker there.

Their best rate that they could give me was $6,105.00 per year or $524.02 per month.

Not a very nice prospect. When they tell you that an Impaired Conviction will cost you, they are not kidding.

I called Powell Insurance however they had no brokers available at the time so they will call me back with a quote. When I get it, I’ll update this post.