Posts Tagged ‘insurance companies’
Insurance After DUI
I am working on getting my vehicle repaired after my accident and impaired charge/conviction. It has now been just over a year since the accident and I am eligible for the new program in Ontario which would allow me a reduced suspension if I can install an ignition interlock device in a vehicle and have it insured. Unfortunately for me, the cost of fixing my vehicle is going to be about $8,000.00. Of course, I could just get rid of the vehicle for scrap but the problem is I have another 4 years of a loan to pay off on it. Because of an impaired conviction, the insurance company that I had will not cover the damages to the vehicle or the loan.
I contacted my insurance broker to get a quote on what it would cost me to get insurance. He recommended that I call “Easy Insurance” at 866-388-3034 or Powell Insurance at 888-378-2223.
My first call was to Easy Insurance and I spoke with a broker there.
Their best rate that they could give me was $6,105.00 per year or $524.02 per month.
Not a very nice prospect. When they tell you that an Impaired Conviction will cost you, they are not kidding.
I called Powell Insurance however they had no brokers available at the time so they will call me back with a quote. When I get it, I’ll update this post.
Posted in DUI Car Insurance | 
Tags: Impaired Driving, Impaired Driving Insurance, insurance companies, insurance quotes | 
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The Lawyer And The Insurance Adjuster
I received a phone call the other day from an insurance adjuster. I told her that I had been charged with impaired driving and gave her some of the details about the accident including that there was property damage to property other than my vehicle.
She wanted to come and visit and get a statement from me.
I was feeling pretty messed up when she called.
Prior to the insurance adjuster calling, I was in contact with a lawyer. He advised me to not talk to anyone right now about the charges (“especially the police”) he said. I started to wonder about whether I should be providing statements to my insurance company so I left a message with him asking.
His response was definitely do not make any statements to the insurance company!
So somehow, I have to put her off on coming to visit and tell her I won’t be making any statements at this time, although she told me that she needed one from me.