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Posts Tagged ‘Impaired Driving’

The Insurance Company Wants A Statement


I keep getting phone calls from the insurance company.  Their representative wants to visit me and take a statement from me regarding the accident and the criminal charges that were laid against me. I’d like to cooperate with them, and don’t want to be seen as being uncooperative, but haven’t been sure what to do.

I managed to get in touch with my lawyer and asked for advice.  The lawyer advised me to reply, “There will be no statement until the charges are resolved.” I will have to get in touch and let them know about this legal position.

I received a letter from the insurance company – they made a minor error in referring to “the Criminal Code of Ontario.”  Ontario has no criminal code. It’s Provincial, and in Canada, only federal law is “criminal.”

Regardless, they write, “… will continue to investigate this claim even though a coverage question exists…. Company reserves the right to deny coverage to you or to anyone claiming coverage under the policy.”

Scary stuff.

I Have Been Charged With Impaired Driving


Last night was one of the worse times of my life. And looking back at it, I can hardly believe I made the choices that I made.

I severely damaged my vehicle.  I am not sure how much damage exactly, but according to the tow truck driver, it’s probably a write-off.

I had been drinking. Not much. But enough that I blew 134. I didn’t feel that I was impaired before I got into my vehicle. I had about four beers and a glass of wine in the evening, and around 11:30PM, felt fatigued. I lay down and then woke up around 2:30AM and felt a little tired still, but was sure I was not impaired. And I decided to go for a drive.

I was driving down a road when I fell asleep. I woke up as I went through an intersection with a stop sign.  I slammed on the brakes and lost control of my vehicle and had an accident causing severe damage to my vehicle and other property.

One thing I can be thankful for is that no one was hurt seriously. I myself suffered a gash down the left side of my forearm, bruises, and some aches and pains.

The OPP arrived on the scene not too long after. I had gotten out of the vehicle, and felt dazed, confused, afraid, and just about every other negative emotion one can feel including panic. I wasn’t sure if I was glad I was alive. It was all so surreal.

As a result of the accident, I was charged with impaired driving as well as driving with over 80 milligrams blood alcohol content.

As well:

I have lost my driver’s licence automatically for 90 days.  I can not believe how much this has interfered with my life already, in just one day.

I know that there are going to be many more consequences. The vehicle I was driving has a large outstanding loan on it. It will probably not be repaired, and I will still have to continue paying for it as the insurance company will not cover damage to a vehicle if driven while impaired.

I have a little boy that I have enjoyed taking camping with me.  I will not be able to do that for a long time, very easily.

I have contacted a lawyer and he will be attending court with me to determine if there are any possible defenses.

Why I made the decision I made, I don’t know.  I have gone over it in my head many times.

I am thankful for some support I have received. I have an awesome business partner who understandably was extremely angry with me upon learning the news of my accident and impairment charges. I have a brother who drove to the police station to get me and who is offering me help with the emotions I am facing.  He’s encouraging me to join AA. I am seriously considering doing that.

The problem is I do enjoy drinking. But it has taken its toll. And I need to take back control. And I’m not sure how to do that.