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Insurance After DUI


I am working on getting my vehicle repaired after my accident and impaired charge/conviction.  It has now been just over a year since the accident and I am eligible for the new program in Ontario which would allow me a reduced suspension if I can install an ignition interlock device in a vehicle and have it insured.  Unfortunately for me, the cost of fixing my vehicle is going to be about $8,000.00. Of course, I could just get rid of the vehicle for scrap but the problem is I have another 4 years of a loan to pay off on it. Because of an impaired conviction, the insurance company that I had will not cover the damages to the vehicle or the loan.

I contacted my insurance broker to get a quote on what it would cost me to get insurance. He recommended that I call “Easy Insurance” at 866-388-3034 or Powell Insurance at 888-378-2223.

My first call was to Easy Insurance and I spoke with a broker there.

Their best rate that they could give me was $6,105.00 per year or $524.02 per month.

Not a very nice prospect. When they tell you that an Impaired Conviction will cost you, they are not kidding.

I called Powell Insurance however they had no brokers available at the time so they will call me back with a quote. When I get it, I’ll update this post.

 

John Tobin Pleads Guilty – Impaired Causing Death


Death no matter how it occurs, is sad, heart wrenching and terrible.  Death at any age is the same. About ten years ago, I watched my father die as he was taken off life support after a serious stroke that left him without any faculties other than his heart beating because of the oxygen being pumped into his lungs.

But, we all find that premature death caused by some accident which could have been prevented, often more heart wrenching.

In 2010, Alex Zolpis was killed in an accident that involved alcohol. At the time, John Tobin, the son of the former Premier of the Province of Newfoundland, was operating a motor vehicle while impaired and ended up killing Mr. Zolpis. Zolpis was a friend of John Tobin’s.

Recently, in an Ottawa, Canada courtroom, Tobin plead guilty to Impaired Driving Causing Death.  Tobin, who is only 24 years old, faces substantial jail time when he is sentenced on August 4, 2011.

Tobin claimed he had only one drink, but when a breathalyzer test was performed on him by Ottawa Police, he blew over twice the legal limit.

 

Back On Track Telephone Appointment


A few weeks ago, my reminder letter about my final appointment with Back On Track showed up at my girlfriend’s apartment. I was living with her at the time when  I had my first appointment and then the one day education program.  When I finally received it, I was a bit panicked as the dates they had in the reminder letter had already passed.  The letter asked that I call the local John Howard Society that administers the Back On Track program in my area, so I did hoping I was not too late. Visions of “Fail” crossed my eyes when I saw the dates they said they were available for the telephone interview.

I explained to the woman who answered the phone that my letter had been misaddressed  and that I had just received it. I breathed a huge sigh of relief when she gave me some alternate dates for my “appointment,” in late May.  I’m also thankful I don’t have to make travel arrangements and this appointment may be carried out by telephone.

I need to be ready for the phone call for the telephone interview, and I must commit to no alcohol or drugs for 24 hours prior to or on the day of, the interview.

Another step toward getting my license back – but still not really all that much closer to driving. I still have not been able to come up with the money to get my vehicle repaired (estimate $8,000.00) and even if I can come up with something to do that, I’m still not sure how much insurance is going to cost me.

And my girlfriend is getting tired of all of this. She has been like a rock to me in helping me out – but it’s been stressful on her too. Which only adds more stress on top of stress.

Baby steps. Baby steps.

Almost A Year


It is almost a year now since I was in the accident and was charged with Impaired Driving.  There are times when life is so friggan frustrating. I am still not sure when I will be driving again, although I could have been driving if I had a vehicle that I could install an interlock device in.  But my vehicle is still not repaired – I don’t have the $8,000.00 it will take to repair it.

The other day, I walked about 10KM (6 miles). My feet and legs ached. All to get me and my son a haircut. At least it was not raining, and the weather is warming up in my part of the world.

I look back on this year, and although I realize that driving and drinking is a serious offense, I sometimes wonder if the penalties are too harsh.  The financial and personal hardship that results from an Impaired Driving charge are enormous and life ruining.

Drunk Driving – It Really Can Happen To Anyone


Anyone that drinks, that is. Unless you are very aware of how much you’ve drank, and have planned ahead, if you drink, you might drive impaired.

A former President of a MADD Chapter has been charged with a DUI. Deborah Oberlin, 48 years old and formerly the president of the now non-existent Gainsville, Florida chapter of MADD (Mothers Against Drunk Driving) blew .234 and .239 recently after being arrested by the Gainsville Police.

Before she was pulled over on February 18, 2011, she was apparently swerving in her vehicle and crossing over the lines in the road.

 

Day 3 – More Than One Addiction?


A few days ago, I admitted to myself that I’m addicted to alcohol. It all came after the end of a relationship which lasted just over three years but was filled with tumult.  Today, I actually had a pretty good day emotionally, although I’ve caught some kind of flu or cold bug which didn’t make things pleasant and put a wrench into some plans I had. I was planning on walking over to an AA meeting but had absolutely no energy and didn’t think the folk there would appreciate me sneezing germs into their air.

But I have had a lot of time to reflect as well as read through “The Big Book,” AA’s major publication.

As I reflect back, there are parts of me that wonder why I ever let the relationship go as long as it did.  There were times when we both would break up with each other, but only after a few days later we’d be back in touch, saying our “I love you’s” and “I miss you so much” and “let’s promise to do this better next time.”  But almost on queue – it was actually just about 3 to 4 weeks… there would be some major issue.

The insecurity issues started almost right away – about a month after the relationship – and they just continued.  But it wasn’t the insecurity issues that bugged me so much, it was the accusations. I often told her I could deal with insecurity issues; but accusations are devastating. I’ve seen and researched a lot on insecurity issues, but there seems to be very little about how awful false accusations can feel.  These accusations were generally based on some “feeling” I was told, usually.  And some of them were quite bizarre from my perspective.  Near the beginning of the relationship, I had written an article about hearing my son’s band perform. I had been supporting them for quite some time, and one night I drove 5 hours to hear them. They rocked the place, and it was the first opportunity I had to meet my son’s girlfriend.  When the band was playing, his girlfriend discovered who I was, grabbed me by the hand, and introduced me to the other band members’ girlfriends – and we “danced” together for about 30 seconds. In my article, I wrote a short sentence about this – how I was grabbed by the bandmember’s girlfriends and they had me dancing. … and somehow out of that, I was accused of “wanting an open relationship.”

It was pretty nutty. I was about 44 years old, and we’re talking teenage and young 20′s kids here, at a bar who are friends of my son.  And not was it just nutty, it was devastating to me to read this. Along the way, there were to be many more outright accusations – some of which were just insidious – and yes, angered me.  Interestingly enough, I discovered I’m not alone in this feeling of false accusations:

In canadianliving.com, Stephanie Gray writes:

But what if you’ve been accused of cheating? Jennifer Andrade, 28, now happily engaged, previously had a long-term relationship with a man who made such accusations when he learnt she had been spending time with a male friend. “Being accused of cheating on him was almost as bad as if I had found out he cheated on me,” admits Andrade. “I was devastated.”

Source

And it is devastating, and the thing for me was that there were zero females in my life that I “hung out with” or spent any great deal of time.  The few that were in my life, which included my business partner was full disclosure to my girlfriend.  Most of these accusations, as noted above seemed to be based on “feeling” or what she called her “gut instinct.”  Well, what happens when your gut instinct is wrong, and do you simply make accusations based on that? You shouldn’t. I worked for many years in Law Enforcement and saw many times when police officers would target someone simply based on their “gut feeling,” and many times, that gut feeling was totally wrong!  I think people like Oprah have it all wrong when they preach, “Trust your instinct.”  Or perhaps they are not explaining well enough what that means.

So why did allow this relationship to continue with all of the false allegations?  There are several reasons, and may be even more than I list:

1. I loved her: When things were great, they were great! We laughed together, in many ways, we thought in similar ways, she was beautiful, and physically, we seemed right for each other.

2. I hoped: I hoped things would get better. I offered relationship councilling many times over the course of the relationship. I mean, we both seemed to love each other – we’d come back to each other within days of “breaking up” so I figured that I needed to learn something just as much as she did. But even after booking an appointment, she did not come with me.  I don’t understand that.

3. The sex was great: Well, it wasn’t super-duper fantastic ALL the time, but it was very very good much of the time.  But during some of the more stressful times especially in the past year, it had it’s ups and downs. Stress is definitely not an aphrodisiac.

4. I had fears: What if it WAS all me, and some other guy could make her happy? Is there something I need to learn.. but if so, it’s sure taking me a long time!

5. I had a belief: And this is important to me, especially after going through The Big Book and the concept of a “Higher Power.”  I don’t believe in a “Higher Power” that is distinct and separate from the rest of us – that would be almost illogical to me and would require a dualistic approach to The Universe.  More on that in a moment, but because of how my gf and I met, and all the amazing coincidences and similarities in our lives, I Believed we were meant to meet and be together. I believed that so strongly, that I ended up giving up time with my sons and on my business in order to try to figure out these “insecurities” and just try to make it work.

As I was reflecting on this, perhaps I had two addictions? An addiction to the relationship along with an addiction to alcohol, and they fed off of each other?  When a person gives you little trust and you’ve done nothing to make them have a good reason for being untrustworthy, it’s a personal attack and is devastating.  When you are in such a situation, you should run – and that is the advice I used to give to others.  But for me, it was different though. Something kept me from ending it completely.  And as it went on, the more tumultous it became, the more money and time I spent on trying to make things right… and ended up with lots of resentment and feelings of isolation in the end.

Getting back to The Big Book, it talks of a “Higher Power.” I was brought up in a Calvinistic sort of family – God was Omnipotent, Omniscient, and Omnipresent but Independent of Man.  For reasons that are far too long to write about here and after many years of thinking, I came to reject this – and considered many other types of religious and spiritual points of view.  In the end, I believe(d) that all things are God. Everything that is, Is God. Nothing is separate from God, and so it is the energy of the Universe that makes things happen.  To this end, I believed that is what was happening when I met my GF.

So I’m a bit stuck on this “Higher Power” thing, because it has let me down (I think).

And, I’m pretty sure I had more than one addiction – I was addicted to trying to make things right with my GF so that we could enjoy more of what was good about the relationship and get rid of the accusations which were often a direct attack on me and something I absolutely abhored and found devastating to me.

So as I think about that, and consider joining AA, will AA simply become another “addiction?” I don’t know.

Day Two – On Recognizing Alcoholism – And Wondering About Insecurities


I know that before I met her, I was an alcoholic. I didn’t think of myself in that way before  I met her as my drinking didn’t cause issues for anyone else. Being self employed, I really did not have to have a schedule, rescheduling an appointment after  a night of working and drinking was not too consequential, and my little boy still had lots of time to spend with me.

I was interested in other women, sort of in the sense I could be attracted and enjoyed talking, but none had caught my fancy enough. I had no plans for a long term (or short term for that matter) relationship. I liked being single and not having to answer to a woman for anything I wanted to do like going fly fishing, visiting a museum with my boy, working until all hours of the night.  But when I met her, I was blown away and WANTED to have a relationship with her. Having said that, I likely in many ways was not the best guy as far as “being normal” and having a “normal schedule” was concerned. And I take responsibility for that, and am still at wits end at times, to figure out how to change it, especially my night hawk sleep patterns.

But I did drink a lot back then. But it bothered no one. It didn’t seem to be harmful to anyone.  At least, no one said anything or worried.

There was no one to say anything or be worried.

I think and I’m not making excuses, that my drinking got worse though after I met her. She saw me as having a drinking problem and having an odd schedule, and that brought up insecurities in her life. I don’t know for sure. But it would piss me off to no end.  And I LOVED her, and had no desire to be with anyone else, or flirt with anyone else, but she seemed to see betrayal in everything.  She absolutely was horrified by the thought of me “going outside the relationship” (which ultimately had the effect of making me feel isolated) but it was ok for her to make her accusations – which as I once explained to her: Not only are you now accusing me, but you are bringing someone else’s character and motives into question.

For me, it brought up old wounds as well. Years ago, I was often suggested as having a reputation as a “Lady’s Man,” and being young, it was … well.. enjoyable in some ways. But the reality is the reputation was not exactly reality. Indeed, I had many issues and regrets about that reputation, which was based on half facts, and many of those regrets I wasn’t sure what to do about.  I suppose I could be charming at times, when I had a few drinks, and being told I was charming was rather nice, to say the least. I spent 4 years of my childhood in a hospital and entered high school with enormous self esteem issues; the things I wanted to excel at, I didn’t but I could show empathy and did so, and that became “charming.”

For the decade or so before I met her, I mostly rejected the advances of woman. I had a few relationships, but they were mostly very short lived. I wanted to focus on my children as much as I could, and help them with the business I had started. Did I have thoughts at times of being seduced or getting into some kind of relationship that would last for decades, until I died? Yes, I did.. and I thought about being the seducer as well, but that was not my priority, nor my desire. At the same time, I did flirt, but it never went further than that.

So when I met her, I was blown away.  Totally blown away. My friends and family were shocked that I said I had met someone that I wanted to pursue a serious long term relationship with.  And where it all went wrong, or what my projections were to her, I really don’t know.  For it was not long – about a month after we met, that I started to read about “issues” she was thinking about with regard to me and other women.  Most of them were silly from my perspective; one I could understand to a point due to a living situation I was in – but in actuality, that was an original attraction to both of us in that we lived with someone of the opposite sex for financial reasons and we “understood” that.

I remember telling her when she brought up her insecurities, that I really didn’t have time for them. I mean.. she was welcome to call and verify the information I had told her; the information I had told her was not new – it was full disclosure a month previously.  I still have copies of that correspondence.  So in accusing me, she was also in effect accusing the other person as well. And I wonder if many people who have insecurities about others, ever think about that fact!!!

I remember drinking one night, after reading the email. And drinking some more. And becoming angry and angrier, that not only was I being accused of something, one of my friends was as well. It became very personal to me.

I got a reply to the effect, “Sorry. My insecurities are because a boyfriend cheated on me 30 years ago… I’ve always had them ever since.. give me a second chance and I’ll work on my insecurities.”

I really liked this woman a lot, so I gave her a “second chance.”  Shortly thereafter though, she confided in my sister-in-law about another insecurity she had about me.  This from a woman that said that you should never “go outside the relationship” – but she took it upon herself to express to my brother’s wife an insecurity, which was silly at least in my eyes and if I were to tell you what it was – it involved a Facebook Group of people who had the same name as me.. which was fun… and funny.. she suspected that all those profiles of people that shared my name, were me. Fake profiles I had invented.

I loved this woman but had major issues with the accusations she was making.  Drink and alcohol was a comfort to me.

This is not the only example, and I can provide more examples… one day, I scored 69 points in a Scrabulous game – a woman I have not had contact with in 30 years posted a comment to the effect, “nice score.”  Now… knowing my own information about sexy imagery, I did have a clue that she might have been making a reference to the number… and wasn’t sure I wanted my sons to see that. So I deleted that comment. I was then sent a message from my girlfriend, “You deleted that comment pretty quick.”

Yes, I did! I didn’t think it was appropriate from someone I had not seen or talked to in 30 years, but we had something in common and were “FB Friends” due to a high school reunion I helped organize several years previous – but in my GF’s eyes, I must have been responsible.  Things like this drove me nuts. I loved her, but nothing I did was good enough; instead, she seemed to judge me by whatever external event came up, no matter how silly.

And I did not know how to deal with it. She once accused me of getting “fresh with her sister” for asking her sister if she had warm sleeping bags for a cold camping weekend trip that was planned. Apparently, asking about sleeping bags is intimate, but it’s something I did all the time when visiting Tent City in Vaughan, Ontario.

I wanted her to believe in me, but there was so much criticism. I could go on and on about the events that have aroused her suspicion and days of silence between us, and me feeling that I needed to spend enormous amounts of time to reassure her.

I ended up resenting it.  I could go on and on, but I won’t.  But if you are a suspicious person, perhaps you can realize you have just as many issues as the alcoholic.  When you privately make a suspicious thought about one person, as far as relationships go, you are not just suspecting one – but at least one other person as well.

What and where and why exactly is your issue?

It’s funny, in a peculiar sort of way, that I became even more of an alcoholic because of my desire to try to be what I could to someone else, instead of demanding that they deal with their issues. That IS my responsibility; it’s not blame. What were my issues back three years ago, that I was willing to let someone dictate to me their insecurity issues, and somehow, I was going to be or should be responsible for them?

I don’t know.

But I am responsible for me.  Somewhere along the way I lost that.

Day One – I’m An Alcoholic (Long)


This blog has many purposes to me. There are only a few that know my identity, and for now, I’d like to keep it that way. The embarrassment and shame I felt when I had my accident and then subsequently charged with Impaired Driving was – and still is great. There are still a number of my friends and acquaintances who do not know that I was charged and convicted with Impaired Driving.

One of the purposes of this blog was that it could be a place where I could write about my experiences of Impaired Driving and if it could prevent others from getting into the situation I found myself in, then that would accomplish a goal for me. As well, I enjoy writing and often find that writing is far more therapeutic for me than talking verbally.  I am not always comfortable talking; words can be mixed up and misconstrued, I find. Writing allows me to try to be precise in my meaning, and also allows for a record of what I actually said, and then if my meaning wasn’t clear, I can correct it.

Another purpose of this blog was that while I was writing about my experience, perhaps I could also generate some kind of income from writing about experiences.  Business has been crappy, funds are extremely tight, and maybe some might be interested in purchasing their own personal breathalyzer as a result of my experience.

Having said that now, I’d also like to reiterate that if you have an alcohol problem, a breathalyzer may not be the best choice for you. You might need to seek help for the disease of alcoholism.

A third reason for this blog was to publish information as I discovered and researched it about impaired driving. There is a lot of misinformation out there and as much as I also believe that if you have an alcohol abuse or addiction problem that you need help, it also concerns me very much to see some liberties and freedoms away from those that enjoy a glass of wine and do not have an addiction problem. I see some of the new regulations that are coming into place in some Provinces of Canada as being very disturbing in the sense one is treated as if they are guilty before they are allowed to defend themselves in court. I do not see this as being helpful at all to those who may have an alcohol addiction.

And not everyone has an alcohol addiction. I recently saw an ad on television where a young man is talking about how he likes to drink, but he’d “never be stupid enough to drink and drive.” This ad bothers me – it really does nothing at all to help someone who is addicted and has a problem. I’m concerned about the label of “stupid.” In fact, anyone who drinks is at risk for driving impaired. Anyone of us could be “stupid” enough to risk it. But generally, I’m not a stupid person, and I have an above average IQ. However, what seems to have been lacking in my life is wisdom.

I am sure there are many emotional reasons for this; although I’ve thought and attempted to be “strong.”  Years ago, I was considered a “strong” person.  At times, alcohol increased my “strength” in some areas, it seemed.

But now, I’m on a hamster wheel, just spinning and spinning, nothing changing except the hamster wheel seems to be going deeper and deeper. And somehow, I have to figure out a way to get off that wheel.

Alcohol was a major factor in my relationship with a beautiful woman that I love(d) very much and that has just ended this past week. And the stress of that lead me to the bottle even further.  A few days ago (Thursday night), I reached a point of Rock Bottom and couldn’t stop crying. I was having panic attacks, and felt I was about to die. Interestingly enough, my ex-wife of over ten years ago had told me that if I ever wanted help, I could call her spouse. “When you are ready.”

I called. He has helped me. He reached out to me, and I can’t express my gratitude enough. I have had tears running down my face as I look the train wreck of a life that I’ve had for quite some time. I told him that I know that alcohol has at times, had an allure of being helpful to me. It’s been helpful in dealing with some of my emotional pain. Pain that goes back decades but I thought I was strong enough to deal with on my own. Alcohol IS helpful in that regard, in the sense it alleviates it for awhile – but the problem for me is that two drinks are not enough, three I’m only starting to feel something, after 5 I want more, and then it exaggerates the pain and makes it worse, and I become an angry person that I am not. Or that I don’t want to be.

My ex-wife’s spouse points out however, and says,

“The brain is a huge sponge and any mind altering drug rewires the hard drive and important parts of the brain stop working. It misses steps like an engine misfiring till that cylinder doesn’t fire at all. When I say months to actually sober up I’m dead serious..”

He then asked me a pointed question after suggesting that in three months, I will “firing on all cylinders” and likely won’t even want a drink:

“What do you have to lose by giving this a shot. Compared to what you’ve tried so far.”

Nothing. At this point of my life, I seriously have nothing to lose by giving it a shot and giving up alcohol. The alcohol has had much allure many times, but it’s also far more of a train wreck right now.

Impaired Driving Myth


One of the biggest myths about impaired driving is that one is guilty as soon as they are charged, because of the readings of a breathalyzer machine.  Many people think that breathalyzer machines – and the police officers that use them – are free from mistakes and error. However, this is not true.

Further, in Canada there is a vital principle and right upon which our Justice system is based, and is supposedly guaranteed in the Canadian Charter Of Rights And Freedoms:

Any person charged with an offence has the right:

d) to be presumed innocent until proven guilty according to law in a fair and public hearing by an independent and impartial tribunal.”

~ Section 11

One of the problems with the charge of Impaired Driving or a DUI is the fact that this is quite a “technical” charge against an accused. Often, each individual charge can take a great deal of time to research and find a defense to the charge.  Therefore, it costs quite a bit of money, and the way our present system is set up, where previous defenses have been removed by legislative act, even a strong defense and the presence of some doubt on the charge can still result in a conviction.

However, if you have been charged with an alcohol related driving offense, you should see a lawyer! Even if you decide to plead guilty, a lawyer can help you with many issues that may come up in court, including sentencing.

Impaired Driving – Just How Accurate Are The Roadside Screening Devices?


I’m not suggesting that impaired driving or a DUI is not a serious charge. It is, and we all should take drinking and driving seriously. However, with the recent changes in the law in BC, interesting information has come out about the accuracy of the roadside screening devices that are used by the RCMP and municipal police forces. It should give you cause to wonder about the legislation that practically presumes you are guilty based on what a machine’s reading is.

In an article in the Vancouver Sun last month, reporter Larry Pynn writes that:

“B.C. police forces announced Friday they are recalling a total of 2,200 roadside breathalyzer devices to have them adjusted after learning there is a chance they could lead to invalid roadside suspensions. “

So, after a number of drivers have suffered the consequences and have been penalized prior to a trial, we now discover that it’s official: These screening devices are not as reliable as some would have us believe.

Some of course may respond that it’s not that serious – the article goes on to suggest that they may only be out by .01 mg/100 ml blood.  But that does not matter in my opinion – these are serious consequences that are applied before an accused has the right to challenge the machine’s accuracy. Of course, challenging the accuracy is already difficult enough as it is.

Impaired driving is a serious offense and even Provincial Regulations which are not Criminal carry serious consequences. For that reason, and the reasons of our standards of “innocent until proven guilty” in a court, we ought to be questioning the severity and the presumptions that go with charges that are laid as the result of a reading of a machine.

Article Source referred above.

Related Posts:

Roadside Breathalyzers – Could You Be Innocent?

British Columbia Introduces Stricter Alcohol Penalties

BC’s New Impaired Driving Laws And MADD